Insurance for property risks where the details matter.
Property-related risks can involve different assets, values, locations and circumstances. Acrusure can assist with understanding the property exposure, reviewing existing arrangements and considering suitable insurance markets.
Property insurance starts with understanding the building, assets, values and circumstances that need to be protected.
Property risk is more than the building itself
Acrusure considers property, assets and values alongside the wider commercial activities and insurance structure before recommending a suitable approach.
Commercial property exposure
The property, its location and the circumstances around its use form part of the insurance review.
Property and wider business risk
Property-related insurance can sit within a broader portfolio that includes contents, equipment, liability and interruption risks.
What we help you review
Property & buildings
Review the relevant commercial buildings and property exposures.
Assets & values
Consider the values attached to property and related assets as part of the review.
Use & activities
The way a property is used and the activities carried out can affect the insurance requirement.
Existing arrangements
Review current policy structure, limits, exclusions, gaps, duplication and underinsurance.
Changes in circumstances
Changes to property, locations, activities or values should be reflected in the insurance portfolio.
Wider commercial portfolio
Consider property alongside contents, equipment, liability and business interruption where relevant.
Our approach to property-related risks
Acrusure follows a structured insurance journey, with the particular risk, underwriting requirements and client circumstances considered throughout.
Understand
We begin by understanding the client, their assets, activities and areas of risk.
Review
Existing insurance arrangements are reviewed to identify gaps, duplication, inappropriate structures or areas requiring further investigation.
Source
Where appropriate, suitable insurers and specialist underwriting markets are approached.
Compare & advise
Available options are considered in relation to cover, price, excesses, limitations, exclusions and the client’s requirements.
Implement
Once the client has made an informed decision, we assist with implementation and policy administration.
Maintain
We assist with amendments, policy administration, renewals and changes in circumstances.
Claims assistance
When a loss occurs, we assist the client in navigating the claims process and engaging with the insurer where necessary.
Property-related risks FAQs
What are property-related risks?
Acrusure lists property-related risks among its specialist capabilities. The exact exposure depends on the property, its use, values and surrounding circumstances.
Can existing property insurance be reviewed?
Yes. Acrusure can review existing arrangements and consider changes in assets, values, activities, locations and policy structure.
Is property insurance only about the building?
Not necessarily. The wider portfolio may also involve contents, equipment, liability and business interruption considerations.
Can specialist markets be approached?
Where appropriate, Acrusure can approach suitable insurers and specialist underwriting markets, subject to appetite and underwriting requirements.
Need to review a property-related risk?
Speak to Acrusure about your existing arrangements or a new requirement. We can assess the risk and consider appropriate markets where available.
Speak to Acrusure