Specialist liability support for directors and officers.
Directors and officers carry responsibilities that can create specialist liability exposures. Acrusure can assist businesses in reviewing these risks and considering suitable Directors & Officers Liability solutions.
Management liability should be considered in the context of the business, its responsibilities and the wider liability portfolio.
Management responsibility creates its own risk conversation
Acrusure considers the business, its existing insurance arrangements, areas of liability and changes in circumstances before approaching suitable markets where appropriate.
Decisions made at management level
The responsibilities carried by directors and officers form part of the specialist liability review.
Reviewing the wider liability portfolio
Directors and officers liability can be considered alongside other commercial and specialist liability exposures.
What we help you review
Directors & officers exposure
Consider the responsibilities and circumstances that may create specialist liability exposures.
Existing cover
Review current arrangements, policy structure, limits, exclusions and relevant endorsements.
Business activities
The nature and activities of the business help shape the appropriate insurance discussion.
Changes in circumstances
Changes in ownership, operations, responsibilities or business circumstances may affect the requirement.
Specialist market access
Where appropriate, suitable insurers and specialist underwriting markets can be approached.
Claims support
When a loss or claim arises, Acrusure can assist with documentation, insurer communication and follow-up where appropriate.
Our approach to directors & officers
Acrusure follows a structured insurance journey, with the particular risk, underwriting requirements and client circumstances considered throughout.
Understand
We begin by understanding the client, their assets, activities and areas of risk.
Review
Existing insurance arrangements are reviewed to identify gaps, duplication, inappropriate structures or areas requiring further investigation.
Source
Where appropriate, suitable insurers and specialist underwriting markets are approached.
Compare & advise
Available options are considered in relation to cover, price, excesses, limitations, exclusions and the client’s requirements.
Implement
Once the client has made an informed decision, we assist with implementation and policy administration.
Maintain
We assist with amendments, policy administration, renewals and changes in circumstances.
Claims assistance
When a loss occurs, we assist the client in navigating the claims process and engaging with the insurer where necessary.
Directors & officers FAQs
What is Directors & Officers Liability?
Acrusure lists Directors & Officers Liability among its specialist insurance capabilities. The exact cover and suitability remain subject to the particular risk, policy wording and insurer underwriting requirements.
Can existing directors and officers cover be reviewed?
Yes. Existing arrangements can be reviewed for structure, limits, exclusions, changes, gaps, duplication and other areas requiring investigation.
Does D&O sit separately from other business insurance?
The appropriate structure depends on the client and risk. Acrusure considers the wider insurance portfolio rather than assuming one structure fits every business.
Can specialist markets be approached?
Where appropriate, Acrusure can approach suitable insurers and specialist underwriting markets, subject to current appetite and underwriting requirements.
Need to review your directors & officers risk?
Speak to Acrusure about your existing arrangements or a new requirement. We can assess the risk and consider appropriate markets where available.
Speak to Acrusure