Protect the property and assets your business depends on.
Acrusure helps businesses review commercial buildings and property, office contents, stock, machinery and equipment as part of a wider commercial insurance structure.
Commercial property should be reviewed in the context of how the premises are used, what is kept there and how the business operates.
Property cover starts with understanding the premises
Commercial buildings & property
The building, its use and the business activities carried out from the premises form an important part of the risk review.
Contents, stock & equipment
Office contents, stock, machinery, equipment and other business assets can be considered alongside the property itself.
What we help you review
Acrusure reviews the property exposure together with existing arrangements, values, activities and changes in the business before considering available insurance solutions.
Commercial buildings
Review the commercial buildings and property used by the business and the circumstances surrounding their use.
Office contents
Consider office contents and other business assets that support day-to-day operations.
Stock
Review stock values and how stock forms part of the wider commercial risk exposure.
Machinery & equipment
Consider machinery, equipment and other assets that are important to the business’s operations.
Business interruption
Consider the relationship between property risks and the potential interruption of business activities.
Property-related changes
New premises, changes in use, changes in values or changes in operations should be considered as the portfolio evolves.
Our approach to commercial property
Understand
We begin with the property, how it is used, the business activities and the assets connected to the premises.
Review
Existing arrangements are reviewed for gaps, duplication, underinsurance, changes and areas needing further investigation.
Source
Where appropriate, suitable insurers and specialist underwriting markets are approached for available solutions.
Compare & advise
Options are considered against cover, price, excesses, limitations, exclusions and the requirements of the business.
Maintain
We assist with policy amendments, renewals and changes to the property or business circumstances.
Claims assistance
When a loss occurs, we assist with notification, documentation, insurer communication, assessor interaction and follow-up where appropriate.
Commercial property FAQs
What can commercial property insurance cover?
The appropriate structure depends on the risk and policy wording, but Acrusure considers commercial buildings and property alongside office contents, stock, machinery and equipment.
Can Acrusure review an existing commercial property policy?
Yes. Existing arrangements can be reviewed alongside property use, values, assets, policy structure, exclusions, changes and possible gaps or duplication.
Why does the way a business uses a property matter?
The activities carried out from a premises form part of the risk being considered. Acrusure therefore starts by understanding the business and the property rather than treating the building in isolation.
Does commercial property sit within a wider business insurance portfolio?
Yes. Property can form part of a wider commercial programme that may also include stock, equipment, business interruption, motor, goods in transit and liability exposures.
Need to review your commercial property?
Tell Acrusure about the property, the business activities and your existing insurance arrangements.
Speak to Acrusure