Protect the things that make your home yours.
Household contents insurance can help protect the belongings inside your home, from everyday household items to valuable possessions. Acrusure helps you review what you own, understand your risks and make sure your cover reflects your circumstances.
Independent advice focused on your belongings, their value and the risks around them.
Your belongings are part of your wider risk
Everyday belongings
Furniture, appliances, electronics, clothing and other household possessions can add up to significant value over time.
Values change
New purchases, upgrades and changes in the home can affect whether your existing contents values still reflect what you actually own.
What we help you review
Acrusure considers your household contents as part of your overall personal insurance portfolio, helping you identify potential gaps, duplication and underinsurance.
Household possessions
We consider the types of belongings you keep in your home, including furniture, appliances, electronics and everyday personal possessions.
Values & replacement needs
We review whether the values used for your contents cover still make sense as your belongings and circumstances change.
Portable possessions
Items regularly taken away from the home may need different consideration. We can help identify where portable or all-risk cover may be relevant.
Gaps & duplication
We review your existing arrangements for potential gaps, duplication, overlooked exposures and areas where your policy structure may need attention.
Our approach to household contents insurance
Understand
We establish what you own, where it is kept and how it fits into your wider personal insurance needs.
Review
We consider values, policy structure, changes, gaps, duplication and potential underinsurance.
Compare & advise
We access available insurance markets and explain relevant options so you can make an informed decision.
Maintain & assist
We remain available for changes, renewals and claims assistance throughout the life of your cover.
Household contents FAQs
What can household contents insurance cover?
It can cover household possessions and belongings inside the home, subject to the policy wording, limits, exclusions and conditions of the selected cover.
How do I know how much contents cover I need?
A review of the belongings in your home and their replacement values can help establish whether your current contents sum insured is appropriate.
What about valuable items I take outside the home?
Items regularly carried away from the home may require separate consideration, such as all-risk or portable possessions cover.
Can Acrusure review my existing contents insurance?
Yes. We can review your existing arrangement, values, policy structure and changes to help identify gaps, duplication or potential underinsurance.
Want to review your household contents cover?
Speak to Acrusure about your existing policy, new purchases or a wider personal insurance review.
Speak to Acrusure