Insurance built around the way your business operates.
Acrusure helps South African businesses identify their commercial risks, review existing arrangements and consider suitable insurance solutions for their assets, activities, liabilities and operations.
Understand the business. Review the exposure. Structure insurance that reflects the risk.
Cover that follows the business, not just the building
Property, stock & equipment
We consider commercial buildings, office contents, stock, machinery, equipment and other business assets.
Risk advice before placement
Our starting point is understanding your activities, existing cover, values, liabilities and areas where further investigation may be needed.
Choose the business insurance you need
Every business has a different mix of assets, activities and exposures. Explore the main commercial insurance areas below, then speak to Acrusure about the structure that fits your requirements.
Commercial Property
Consider commercial buildings and property, office contents, stock, machinery and equipment as part of the wider business risk.
Explore commercial property →Business Interruption
Review the potential impact of an insured interruption on the continuity of the business and its ongoing requirements.
Explore business interruption →Commercial Motor & Fleets
Insurance considerations for commercial motor vehicles and fleets used as part of business operations.
Explore commercial motor →Goods in Transit
Consider the insurance requirements around goods while they are being transported as part of the business.
Explore goods in transit →Business Liability
Review public liability, employers’ liability, fidelity risks and other liability exposures relevant to the business.
Explore liability cover →Business-specific requirements
Some businesses need specialist extensions or arrangements shaped around their particular activities and exposures.
Discuss your requirements →Our approach to business insurance
Understand
We begin with your business activities, assets, locations, liabilities and existing insurance arrangements.
Review
We look for gaps, duplication, underinsurance, changes in operations and exposures that may need further attention.
Source
Where appropriate, suitable insurers and specialist underwriting markets are approached for available solutions.
Compare & advise
Options are considered against cover, price, excesses, limitations, exclusions and the requirements of the business.
Business insurance FAQs
What businesses can Acrusure assist?
Acrusure provides insurance solutions for small and medium-sized businesses, property owners, commercial enterprises, motor-related businesses and businesses with specialist requirements, subject to the nature of the risk.
Can Acrusure review an existing business insurance portfolio?
Yes. Existing arrangements can be reviewed alongside assets, values, business activities, liabilities, policy structure, changes in circumstances, possible gaps and potential duplication.
What happens when the business changes?
Changes such as new locations, increased stock or equipment, new vehicles, changes in staff or operations, new contractual obligations and changes in liability exposure should be considered as the portfolio evolves.
Does Acrusure assist with business claims?
Yes. Support can include claims notification, documentation, insurer communication, assessor interaction, follow-up, policy wording and schedule review, supporting motivations and escalation of complex or disputed matters.
Let's review your business insurance portfolio.
Tell Acrusure about your business, your existing arrangements or the risk you need to insure.
Speak to Acrusure