Insurance for the vehicles that keep your business moving.
Commercial vehicles form part of the wider risk of a business. Acrusure helps businesses review their commercial motor and fleet requirements in the context of how vehicles are used, the business activities they support and the existing insurance structure.
Commercial motor cover should reflect the vehicles, use, activities and exposures behind the business.
Commercial vehicles are part of the wider business risk
Commercial vehicles and operations
Vehicles are often closely connected to the way a business operates, delivers, services customers or moves goods.
Reviewing the fleet as circumstances change
New vehicles, disposed vehicles, changes in operations and other business changes can affect the insurance portfolio.
What we help you review
The appropriate structure depends on the business, its vehicles and its activities. Acrusure can help review the main areas that influence a commercial motor or fleet arrangement.
Vehicle schedule
Review the vehicles forming part of the commercial portfolio and the information held against them.
How the vehicles are used
Consider the business activities, operations and circumstances in which the vehicles are used.
Fleet changes
Review additions, disposals, replacement vehicles and other changes that may affect the portfolio.
Existing insurance
Examine current policy arrangements, limits, excesses, exclusions and other relevant terms.
Values & exposures
Consider the values and exposures associated with the vehicles and the role they play in the business.
Wider commercial portfolio
Commercial motor should be considered alongside property, goods in transit, liability and other business risks where relevant.
Our approach to commercial motor & fleets
Understand
We begin by understanding the vehicles, their use, the business activities and the existing insurance arrangements.
Review
We identify changes, gaps, duplication, underinsurance or areas requiring further investigation.
Source
Where appropriate, suitable insurers and specialist underwriting markets are approached.
Compare & advise
Available options are considered in relation to cover, price, excesses, limitations, exclusions and the business requirements.
Maintain
We assist with vehicle additions, removals, amendments, renewals and changes in circumstances.
Claims assistance
When a loss occurs, we assist the client in navigating the claims process and engaging with the insurer where necessary.
Commercial motor & fleets FAQs
Can Acrusure assist with a single commercial vehicle?
Commercial motor forms part of Acrusure’s commercial insurance capabilities. The appropriate solution depends on the vehicle, its use and the particular business risk.
Can an existing fleet policy be reviewed?
Yes. Existing insurance arrangements can be reviewed alongside vehicle schedules, business activities, values, policy structure and changes in circumstances.
What if the business adds or removes vehicles?
Changes to vehicles can affect the insurance portfolio. Acrusure can assist with amendments and reviewing the portfolio as circumstances change.
Is the cheapest fleet policy always the best option?
Not necessarily. Acrusure’s approach considers cover, exclusions, excesses, limits, insurer appetite and suitability alongside price.
Need a commercial motor or fleet review?
Speak to Acrusure about your vehicles, existing cover or a new commercial motor requirement.
Request a quote