Protect the value of what matters most.
High-value assets form part of a wider personal insurance portfolio. Acrusure helps clients review valuable personal assets, their values and existing insurance arrangements so important risks are properly considered.
Independent advice focused on values, existing cover and the wider personal insurance portfolio.
High-value assets need careful consideration
Valuable personal assets
High-value assets can form an important part of your overall personal insurance requirements and should be considered alongside the rest of your portfolio.
Values can change
Changes in values, assets and circumstances are reasons to review whether your existing insurance arrangements still reflect your needs.
What we help you review
Acrusure's personal insurance approach starts with understanding the client's assets, values and existing arrangements before considering an appropriate insurance solution.
High-value assets
We identify the valuable personal assets that should be considered within the wider insurance portfolio.
Values & replacement needs
We review relevant values and consider whether changes may affect the structure or adequacy of the existing cover.
Existing insurance
We examine current policy arrangements, structure and available cover to identify areas requiring further investigation.
Gaps, duplication & underinsurance
We look for potential gaps, duplication and possible underinsurance rather than focusing only on the premium.
Our approach to high-value assets
Understand
We begin by understanding your assets, values, circumstances and existing insurance arrangements.
Review
We consider policy structure, changes in values, potential gaps, duplication and areas of underinsurance.
Compare & advise
Where appropriate, we approach available insurers and underwriting markets and explain the differences between the available solutions.
Maintain & assist
We remain involved with amendments, renewals, changes in circumstances and claims support where required.
High-value assets FAQs
What are high-value assets in personal insurance?
High-value assets are valuable personal assets that may require particular consideration within a broader personal insurance portfolio. The appropriate treatment depends on the asset, its value and the applicable insurer's requirements.
Why should the value of an asset be reviewed?
Asset values can change over time. Acrusure reviews values and replacement needs as part of the wider process of keeping a personal insurance portfolio aligned with the client's actual circumstances.
Can Acrusure review existing cover for high-value assets?
Yes. We can review existing insurance arrangements, policy structure, potential gaps, duplication and possible underinsurance before considering available options.
Will every high-value asset be insured in the same way?
Not necessarily. The suitability and availability of cover depend on the nature of the asset, its value, insurer appetite, underwriting requirements and the particular policy terms.
Want to review your high-value assets?
Speak to Acrusure about your existing personal insurance arrangements or a high-value personal asset that needs to be considered.
Speak to Acrusure