Home insurance

Protect the home you have built your life around.

Home insurance can help protect the residential building itself against insured loss or damage. Acrusure helps you review the property, values, risks and wider personal insurance needs so your cover remains aligned with your circumstances.

Modern residential home exterior

Independent advice focused on your home, its value and the risks around the property.

Your home is more than a building

Contemporary two-storey home with garden

Residential buildings

The structure of your home represents a significant asset and should be considered alongside the risks specific to the property.

Modern house exterior with landscaped garden

Values can change

Alterations, improvements and changes in circumstances can affect the values and cover your property needs over time.

What we help you review

Acrusure considers residential buildings as part of your wider personal insurance portfolio, rather than treating the building in isolation.

Residential building

We consider the home itself and the nature of the property when reviewing your insurance requirements.

Values & changes

We review whether the values used for the property still reflect your circumstances, including relevant improvements or changes.

Property-related risks

We help identify relevant exposures and consider how the policy structure responds to the risks associated with the property.

Building & contents together

Your residential building and household contents are different areas of cover. We can review them together as part of your personal portfolio.

Our approach to home insurance

Understand

We establish what you are insuring, the property circumstances and the wider risks that need to be considered.

Review

We consider values, policy structure, changes, gaps, duplication and potential underinsurance.

Compare & advise

We access available insurance markets and explain relevant options so you can make an informed decision.

Maintain & assist

We remain available for changes, renewals and claims assistance throughout the life of your cover.

Home insurance FAQs

What does home insurance cover?

Home insurance can provide cover for the residential building against insured loss or damage, subject to the selected policy wording, limits, exclusions and conditions.

How is building insurance different from contents insurance?

Building insurance relates to the residential structure, while household contents cover relates to belongings and possessions kept in the home. Both can form part of a wider personal insurance portfolio.

Should I review my home insurance after renovations?

Changes to the property and its value can affect your insurance requirements, so significant alterations or improvements are a good reason to review the arrangement.

Can Acrusure review my existing home insurance?

Yes. We can review the existing arrangement, values and policy structure and consider whether changes, gaps or potential underinsurance need attention.

Want to review your home insurance?

Speak to Acrusure about a new home insurance requirement or a review of your existing personal insurance portfolio.

Speak to Acrusure