Cover the things you take with you.
All-risk and portable possessions cover can help protect eligible personal items that leave the home with you. Acrusure helps you identify valuable or frequently carried possessions and consider them as part of your wider personal insurance portfolio.
Independent advice focused on what you own, what you carry and how your possessions are used.
Personal possessions can travel with you
Portable valuables
Phones, cameras, watches, laptops and other valuable items may spend much of their time away from the home.
Everyday use
How an item is used, where it goes and its value can all be relevant when considering appropriate cover.
What we help you review
The Acrusure personal insurance approach is about understanding your assets and circumstances before considering the appropriate insurance structure.
Portable possessions
We identify valuable personal items that are regularly carried, used or stored away from the home.
Values & replacement needs
We consider the values of your possessions and whether they remain appropriate as you buy, replace or upgrade items.
Existing cover
We review your current personal insurance arrangements to identify gaps, duplication or areas that need further investigation.
Wider personal portfolio
Portable possessions can sit alongside motor, residential buildings, household contents, personal liability and high-value assets within your wider portfolio.
Our approach to all-risk & portable possessions
Understand
We start with what you own, how you use it and the circumstances in which it may be exposed.
Review
We consider values, policy structure, changes, gaps, duplication and potential underinsurance.
Compare & advise
We access available insurance markets and explain relevant options so you can make an informed decision.
Maintain & assist
We remain available for changes, renewals and claims assistance throughout the life of your cover.
All-risk & portable possessions FAQs
What are portable possessions?
They are personal items that are regularly taken or used away from the home, such as eligible electronics, watches, cameras and other valuables.
Is all-risk cover automatically included with contents insurance?
Not necessarily. The structure of cover depends on the selected policy and its wording, limits, exclusions and conditions.
Do I need to list valuable items?
Some policies may require specified items or additional information depending on the item, value and insurer requirements. Acrusure can help you understand what is required.
Can this be reviewed with my household contents?
Yes. Portable possessions can be considered alongside household contents as part of a broader personal insurance review.
Need cover for valuable items you carry?
Speak to Acrusure about your portable possessions and wider personal insurance portfolio.
Speak to Acrusure