Protect yourself against personal liability.
Personal liability forms part of the wider personal insurance picture. Acrusure helps you review your liability exposure, existing insurance arrangements and policy structure so your cover reflects your actual circumstances.
Independent advice focused on the risks, liabilities and circumstances that matter to you.
Liability is part of your wider personal risk
Your home and everyday life
Your assets, activities and circumstances can change over time. We review personal liability alongside the wider insurance portfolio.
Understand the cover
We help you understand policy structure, limits, exclusions and the areas of liability that need to be considered.
What we help you review
Acrusure starts by understanding your circumstances before considering an insurance solution. Personal liability is reviewed as part of the wider personal insurance portfolio.
Liability exposure
We consider the areas of liability that may be relevant to your personal circumstances and whether they have been properly considered.
Existing insurance
We review your current arrangements, policy structure and available cover so important details are not overlooked.
Gaps & duplication
We look for potential gaps, duplication and areas that may need further investigation before recommending a structure.
Changes over time
New assets, changing circumstances and other developments can affect a personal insurance portfolio and should be reviewed.
Our approach to personal liability insurance
Understand
We begin with your circumstances, assets, activities and areas of liability.
Review
We examine existing insurance arrangements, policy structure, possible gaps and duplication.
Compare & advise
Where appropriate, we approach available insurers and underwriting markets and explain the options in relation to your requirements.
Maintain & assist
We remain involved with amendments, renewals, changes in circumstances and claims support where required.
Personal liability FAQs
What is personal liability insurance?
Personal liability insurance is intended to provide protection against certain claims where you are legally liable to others. The exact cover depends on the policy wording, limits, exclusions and applicable terms.
Why should personal liability be reviewed?
Acrusure reviews areas of liability alongside your wider personal insurance arrangements because assets, circumstances and risk exposures can change over time.
Can Acrusure review my existing personal liability cover?
Yes. We can review your existing insurance arrangements, policy structure, potential gaps, duplication and areas that may require further investigation.
Will my personal liability cover automatically respond to every claim?
No insurance policy covers every circumstance. Whether a particular claim is covered depends on the applicable policy wording, limits, exclusions, conditions and the facts of the loss.
Want to review your personal liability cover?
Speak to Acrusure about your existing personal insurance arrangements or a new personal liability requirement.
Speak to Acrusure